How Much Does Car Insurance Cost Per Month?

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Average cost: On average, car insurance in the United States costs around $139 per month.

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Type of car: Luxury vehicles and high-performance cars are typically more expensive to insure.

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Older or less valuable vehicles have lower insurance costs.

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Age: Young drivers are often considered higher-risk and are charged higher premiums,

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while older drivers are considered less risky and have lower insurance costs.

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Driving history: Drivers with a history of accidents, traffic violations,

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or DUI convictions can expect to pay higher insurance premiums. Clean driving records lead to lower premiums.

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Location: Insurance premiums are typically higher in densely populated areas due to the increased risk of accidents and theft.

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Rural areas generally have lower insurance premiums.

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Rural areas generally have lower insurance premiums.

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[{"selector":"#anim-427a438b-3a0b-46a5-bc31-66ca6f46b2b2 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-b5b86371-7f7f-4346-a67a-b8c013c8d4e0","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8b851587-1959-42d0-b822-2141b6a14456","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] Bundling policies: Bundling multiple insurance policies, such as home and car insurance, with the same company can lower insurance costs. Credit: google.com

[{"selector":"#anim-b0f7535d-5d3b-4a4a-8e98-683a6dd19d79 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(-3.552713678800501e-15%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-48786180-748d-4b5d-a1c5-416dd673f8d9","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c9986b45-4c42-451f-9225-d57836fb5710","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] Higher deductible: Choosing a higher deductible can lower your monthly premium. Credit: google.com

[{"selector":"#anim-4a421308-bf9d-4187-bfb8-b9b71a8c375e [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-962f7458-b75b-44f5-ab88-b8d31e31f426","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-9a9fe1a0-a18d-4a4e-a8c7-68aeb7d427d0","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] Defensive driving course: Taking a defensive driving course can help reduce the cost of your insurance. Credit: google.com

[{"selector":"#anim-6a9e3872-e0ce-4e95-a6ef-6a04cca90ad6 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(3.552713678800501e-15%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-2957209c-02ab-4045-b3fe-c7d6f23b37b0","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-07aaef22-1ec0-429d-8705-5a3f4e77eda6","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] Insurance company: The insurance company you choose can also play a role in the cost of your car insurance. Credit: google.com

[{"selector":"#anim-e12abe91-e503-4e70-a2b9-0f7ab47d12e8 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-fa77edb2-9458-427b-836b-ad5300cbf428","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-62385608-3276-4ced-a230-ee1fa4215a57","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] It is important to compare rates and policies from multiple companies to find the best deal. Credit: google.com

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